I know some of you are credit card free and are committed to never using them again and/or to never starting to use them in the first place and I salute you! I have seen many financially responsible people go to credit cards in the last year with the shifts in the economy or due other significant junctures in our lives (getting sick, having a child, divorcing, losing a job, etc).

Here are a few resources for what do with your current credit cards.

This article in the NY Times by Ron Lieber (was posted back in August 2009) although, it is still very helpful regarding the current credit card changes and it offers some good options for all us:

Hi There~

Lately I have been writing in my blog often....although it happens to only be happening in my head! :)  You see, my little guy, Noah, who is almost 16 months old is really the focus of my life right now, plus trying to sleep and hike and eat some food and oh, yes, get some time with my husband and a few close friends.

While I have my Monday - Wednesday office hours (10 - 14 hours per week), where a nanny is here with Noah. That time is really consumed with teaching my 4 month Wake UP With Money Course (I typically have 1 or 2 going at the same time), seeing some private Financial Therapy clients and then offering some 30 minute free Intake Sessions to provide a sounding board, direction and resources to this community.